Terms and Conditions

Important

Please read this Member Agreement (the "Agreement") carefully before enrolling as a member of the Shopping Rewards 'Cashback' program (the "Program") powered by Retail Benefits, Inc. ("RBI") or using any RBI software ("Software"). This Agreement explains the Terms and Conditions governing membership in the Program ("Terms and Conditions"), and it is your responsibility to read and understand them. By enrolling as a member in the Program (“Member”), or by utilizing Software, you agree to be bound by the Program. Enrollment is defined as providing Shopping Rewards with your valid email address and a password in which to access your account. Utilizing RBI Software does not confer the status of "Member" until the Software user completes the enrollment process. Participation in the Program and its benefits are offered at the discretion of Shopping Rewards , and Shopping Rewards has the right to change the Terms and Conditions, in whole or in part, at any time with or without notice.

Disclosure of Account Information

You authorize Shopping Rewards to disclose to third parties information you have provided, or information that Shopping Rewards has obtained about your Shopping Rewards account or shopping behavior: (i) to agents and licensors of Shopping Rewards or its affiliates, such as independent auditors, consultants or attorneys; (ii) to comply with government agency or court orders or requests; (iii) in providing aggregated and non-personalized marketing services for an advertising or store partner, or (iv) where it is necessary for redemption or transfer of your Cashback rewards. Further, you authorize Shopping Rewards to receive any account information from any Affiliated Store including, but not limited to information regarding purchases made, items searched for or added to your shopping cart, products ordered, order number, the time and date the purchase occurred, and the email address entered for the purchase. You agree to hold the Affiliated Store harmless for any information disclosed to Shopping Rewards . You allow Shopping Rewards to collect and use personalized marketing information regarding visits and related to purchases made from internet commerce sites.

By signing up for membership at Shopping Rewards , you agree to receive communications that are account and membership related (e.g., that we’ve added money to your account, that we are mailing you a check on a certain date) as well as periodic shopping-related emails that highlight coupons and special deals that are available to Shopping Rewards members. You can opt-out of receiving emails that are not account-related by either (i) visiting our website, or (ii) following the unsubscribe link on any of the emails. Since we need to communicate account information with you in order to operate our service, you cannot unsubscribe from account information emails, but you can close down your account by contacting customer service.

Eligibility

  1. You must be an individual, 18 years of age or older.
  2. You must have an active checking account with South Carolina Federal Credit Union.
  3. Business accounts and restricted accounts are not eligible to participate.
  4. Members must be human: no machines, scripts, or automated services may be used to accumulate any financial benefits derived from the use of Shopping Rewards . You may maintain only one account. Any duplicate accounts will be subject to cancellation.
  5. You must have internet access and a valid email address to be eligible to receive the privileges and benefits of membership. Shopping Rewards is not responsible for your inability to connect to the internet, log into the Shopping Rewards web site, or access your Shopping Rewards account.
  6. By agreeing to these terms, you also agree not to ‘spam’ unknown individuals by sending them unwanted emails. Refusal to abide by this or any other rules may result in Shopping Rewards canceling your membership.

Accrual of Cashback

Members will be credited, subject to the Terms and Conditions enumerated in this Agreement, a percentage of the net purchases they make at the stores affiliated with and accessed via Shopping Rewards (“Affiliated Stores”). The specific Cashback payment associated with each Affiliated Store will be posted on shoppingrewards.scfederal.org. The net purchase is defined as the total amount paid to the store minus tax, gift wrapping, shipping, promotional credits, returns, cancellations, and transaction fees or as the Affiliated Store defines on their respective Web site. All Affiliated Store membership and/or operating agreements as they relate to their affiliate or partner programs with Shopping Rewards and which reside on the Affiliated Store’s respective Web sites are hereby incorporated into this Agreement by reference.

As a Member, purchases made through Shopping Rewards Affiliated Stores will be deemed “Qualified Purchases” and will earn Cashback if and only if all of the following criteria are satisfied: “Cookies”, both first and third party (if applicable), must be enabled on your Web browser. All potential Qualified Purchases must begin by clicking on an Shopping Rewards link to the Affiliated Store. The Shopping Rewards link to an Affiliated Store must not be altered. All purchases must be started and completed in one shopping session after the member clicks through to an Affiliated Store via an Shopping Rewards link. If a purchase is completed during a different shopping session, it will not be considered a qualified purchase. Purchases using coupons provided by any party other than Shopping Rewards may not qualify as a “Qualified Purchase.”

The determination of whether or not a purchase made through an Shopping Rewards Affiliated Store is a “Qualified Purchase” is at the sole discretion of Shopping Rewards . All Cashback rewards earned by Members are subject to review. Necessary adjustments may be applied to Member accounts at any time by Shopping Rewards at its sole discretion. If you do not agree to adjustments made to your account, your only recourse will be to terminate your membership in the Program. Shopping Rewards reserves the right to terminate any account for abusive or fraudulent activity, or if the Member is no longer reachable at the e-mail address provided.

If an Affiliated Store fails to report a transaction to Shopping Rewards , or withholds payment to Shopping Rewards for any reason, Shopping Rewards reserves the right to cancel the Cashback reward associated with that transaction. Cashback rewards awarded to Members are subject to adjustments for returns, cancellations, and other events. Such adjustments can be applied to Member accounts at any time by Shopping Rewards at its sole discretion. Should you disagree with any adjustments made to your account, your sole remedy is to withdraw from the Program.

You may be taxed on your accrual of Cashback rewards, depending on the amount of Cashback rewards you accrue and the tax laws of federal, state, and local jurisdictions. Shopping Rewards may choose to provide you with those notices on occasion. In all instances, you will be solely responsible for any and all tax liability arising out of your accrual or redemption of Cashback rewards.

Some purchases may not be eligible for Cashback rewards. We do our best to maintain an up-to-date list on our website. Please note that affiliated stores regularly change policies and if an affiliated store fails to report a transaction to Shopping Rewards , or withholds payment to Shopping Rewards for any reason, Shopping Rewards reserves the right to cancel the Cashback reward associated with that transaction.

It is your responsibility to check your account regularly to ensure that Cashback rewards have been properly credited and that your account balance is accurate. If you do not believe that a Cashback reward has been correctly credited to your account you must contact Shopping Rewards Customer Service within 60 days of the transaction.

Shopping Rewards is not responsible for changes to, or discontinuance of, any Affiliated Store, or for any Affiliated Store withdrawal from the Program, or for any effect on accrual of Cashback rewards caused by such changes, discontinuance, or withdrawal. Shopping Rewards is not responsible for changes to, or discontinuance of, any special offer or coupon code at an Affiliated Store site. It is the Member’s responsibility to make sure that all specials are valid. If you choose to use coupons and specials that are not listed on the Shopping Rewards site, we cannot guarantee that you will be eligible to receive an Shopping Rewards Cashback reward on your purchases.

Payment Schedule

Cashback accrues to member accounts a minimum of 90 days after purchase. Shopping Rewards also pays its members their accrued Cashback monthly. Members must have accrued at least $ 0.00 to receive a payment. Account balances below $ 0.00 will be carried over to the following payment period.

Please note that orders from certain merchants cannot be paid according to the typical schedule and must be held for additional days following purchase based on the Affiliated Store return and payment policy. We do our best to maintain a list of stores whose payment policies delay our ability to pay members Cashback on our website. Shopping Rewards reserves the right to delay payment based on changes to store policies and procedures at any time.

It is your responsibility to keep your account information current in order to facilitate the payment of your Cashback. In the event that your information is not current at the time of payment, you forfeit all accrued Cashback to Shopping Rewards . Shopping Rewards is not responsible for any misapplied payments or payments sent to the wrong address if these errors were caused by inaccurate email or contact information provided by you. We are also not liable for errors made by payment partners like PayPal in applying your payment, though we will work hard to resolve any such issues should they arise.

Account Access and Password

Upon registration for the Program, you will select a password that will allow you to access your Shopping Rewards account (via the Shopping Rewards website) to verify transfers, check account balances, and modify your account information.

You must be logged into Shopping Rewards and enter your password to change your account settings and payment preferences. You may check your account status and recent earning history at any time on the Shopping Rewards website.

Shopping Rewards is entitled to act on instructions received under your password. You are responsible for keeping your email address, password, account numbers, and other account information confidential and secure. Shopping Rewards is not responsible for any credits or debits made to your account by someone else who uses your password.

Installation and Usage of Shopping Rewards Software

In installing and/or using Shopping Rewards Software, you agree to the following:

  1. License. Shopping Rewards grants you a non-exclusive license to install and use its Software solely for personal use and only for the purpose of accessing the Program. Shopping Rewards and its Software licensors/suppliers reserve the right to add additional features or functions to the Software at any time, without asking your approval. Shopping Rewards may require the update of Software on your computer when new versions of the Software are released or new features are available. Updates may occur automatically when you use the Program. Changes to this End User License Agreement may be made by Shopping Rewards and will be posted on the Company website. Your continued use of Shopping Rewards Software will constitute consent to the revised terms. Shopping Rewards is under no obligation to support the Software, and may at any time suspend or terminate this license and the Software.
  2. Restrictions. You may not reverse-engineer, decompile, disassemble, or otherwise attempt to derive the source code of the Software for any reason. You may not modify the Software in any way. You may not rent, sell, lease, sublicense, distribute, assign, copy (other than a single copy for your own backup purposes), or in any way transfer the Software or use the Software for the benefit of any third party through any outsourcing or time-sharing arrangement or through the operation of any service bureau. You understand that the Software is licensed not sold, the Software and all rights not expressly granted herein are reserved to Shopping Rewards and its licensors/suppliers.
  3. Voluntary Use. Shopping Rewards Software assists users in identifying and accessing Cashback opportunities while using the Web. The Software also communicates with Shopping Rewards and its licensor’s servers information regarding your use of the Program (such as IP address, type of browser, referring URL), which may include personally identifying information. Use of such information is subject to the Shopping Rewards Privacy Policy. Your use of the Software and the Program is voluntary. You may discontinue use and uninstall the Software at any time.

Disclaimer

THE SHOPPING REWARDS PROGRAM AND SOFTWARE ARE BEING PROVIDED TO MEMBER “AS IS” WITH NO WARRANTY. TO THE MAXIMUM EXTENT PERMITTED BY LAW, SHOPPING REWARDS DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED, WITH RESPECT TO THE PROGRAM AND THE SOFTWARE, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF STORES, ABILITY AND FITNESS FOR ANY PARTICULAR PURPOSE AND IMPLIED WARRANTIES ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE.

SHOPPING REWARDS DOES NOT WARRANT, GUARANTEE, OR MAKE ANY REPRESENTATIONS REGARDING THE QUALITY OF, OR ACCURACY OF ADVERTISEMENTS FOR, ANY MERCHANDISE, PRODUCTS, OR SERVICES OFFERED OR PROVIDED BY AFFILIATED STORES OR SUPPLIERS IN CONJUNCTION WITH THE PROGRAM. IN ADDITION, SHOPPING REWARDS DOES NOT WARRANT, GUARANTEE OR MAKE ANY REPRESENTATIONS THAT THIS SITE IS FREE OF VIRUSES OR OTHER DESTRUCTIVE MATERIALS. IN ADDITION, SHOPPING REWARDS DOES NOT WARRANT THAT ACCESS TO THIS SITE OR USE OF ITS SOFTWARE WILL BE UNINTERRUPTED OR ERROR-FREE, AND SHOPPING REWARDS ASSUMES NO RESPONSIBILITY FOR ANY DAMAGE CAUSED BY YOUR ACCESS, OR INABILITY TO ACCESS, THIS SITE OR YOUR USE OR INABILITY TO USE THE SOFTWARE, INCLUDING, BUT NOT LIMITED TO, YOUR INABILITY TO ACCRUE CASHBACK REWARDS BY PURCHASING ITEMS WITH AN AFFILIATED STORE.

Limitation of Liability

IN NO EVENT WILL ANY OTHER COMPANY WITH WHICH SHOPPING REWARDS HAS A RELATIONSHIP, INCLUDING WITHOUT LIMITATION, CO-BRANDING, CO-MARKETING, JOINT DEVELOPMENT, A STORE RELATIONSHIP, OR A LICENSING OR SUPPLIER RELATIONSHIP (EACH A “PARTICIPANT”) BE LIABLE TO YOU FOR NON-PERFORMANCE OF SHOPPING REWARDS OBLIGATIONS. YOU AGREE NOT TO SUE ANY PARTICIPANT FOR NON-PERFORMANCE BY SHOPPING REWARDS . IN NO EVENT SHALL SHOPPING REWARDS BE LIABLE FOR ANY DAMAGES, CLAIMS OR LOSSES INCURRED (INCLUDING WITHOUT LIMITATION COMPENSATORY, INCIDENTAL, INDIRECT, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES), HOWEVER CAUSED AND UNDER ANY THEORY OF LIABILITY ARISING IN CONNECTION WITH: (I) THE PROGRAM; (II) ANY FAILURE, DELAY, OR DECISION BY SHOPPING REWARDS IN ADMINISTERING THE PROGRAM; (III) THE USE OR INABILITY TO USE THIS WEB SITE; (IV) THE USE OR INABILITY TO USE THE SOFTWARE INCLUDING BUT NOT LIMITED TO LOST PROFITS, LOST BUSINESS OR LOST OPPORTUNITY, OR ANY INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL OR EXEMPLARY OR PUNITIVE DAMAGES, INCLUDING LEGAL FEES, ARISING OUT OF SUCH USE OR INABILITY TO USE THE SOFTWARE, OR (V) THE PURCHASE OR USE OF ANY MERCHANDISE, PRODUCTS, OR SERVICES OF STORES OR SUPPLIERS, EVEN IF SHOPPING REWARDS , OR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, CLAIMS, OR LOSSES AND NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY.

MEMBER AGREES TO INDEMNIFY AND HOLD SHOPPING REWARDS , ITS PARENTS, SUBSIDIARIES, AFFILIATES, OFFICERS, DIRECTORS AND EMPLOYEES, HARMLESS FROM ANY CLAIM OR DEMAND, INCLUDING REASONABLE ATTORNEY’S FEES, MADE BY ANY THIRD PARTY DUE TO OR ARISING OUT OF MEMBER’S USE OF THE PROGRAM, THE VIOLATION OF THESE POLICIES BY MEMBER, OR THE INFRINGEMENT BY MEMBER, OR OTHER USER OF THE PROGRAM USING THE MEMBER’S ACCOUNT, OF ANY INTELLECTUAL PROPERTY OR OTHER RIGHT OF ANY PERSON OR ENTITY, OR AS A RESULT OF ANY THREATENING, LIBELOUS, OBSCENE, HARASSING OR OFFENSIVE MATERIAL CONTAINED IN ANY MEMBER COMMUNICATIONS.

Termination or Changes to the Program

Shopping Rewards reserves the right to terminate the Program at any time with notice. Notification of Program termination will be sent to the email address you provide to Shopping Rewards during the registration process. Shopping Rewards will not be responsible for failing to notify you of Program termination where such failure is caused by any reason outside the control of Shopping Rewards , including an error in your email program, an inaccurate email address, your failure to check for your email online, or your failure to inform Shopping Rewards of a change in your email address.

Shopping Rewards may modify this Agreement from time to time, with or without notice, and your continued participation in the Program after such modification shall be deemed to be your acceptance of any such modification. It is your responsibility to check the Terms and Conditions page of the Shopping Rewards website regularly to determine whether this Agreement has been modified. If you do not agree to any modification of this Agreement, you must immediately cease participation in the Program.

Termination of Membership

Membership in the Program is subject to the Program Terms and Conditions. Any failure to comply with the Program Terms and Conditions, any fraud or abuse relating to the accrual or redemption of Cashback rewards, or any misrepresentation of any information furnished to Shopping Rewards or its affiliates by you, or anyone acting on your behalf, may result in the termination of your membership in the Program, cancellation of your Shopping Rewards account and/or forfeiture of your accrued Cashback rewards. Shopping Rewards also reserves the right to close accounts that have been inactive for more than 12 months. Inactivity is defined as no tracked usage of the Shopping Rewards Program, website or Software. Any deactivated account loses accrued funds and Program access.

Disputes/Errors

All questions or disputes regarding the Program, including without limitation, questions or disputes regarding eligibility for the Program, or the eligibility of Cashback rewards for accrual or redemption, must be submitted in writing within sixty (60) days of the qualifying transaction, to Shopping Rewards at: Customer Service, Retail Benefits, Inc., 98 Monterey Pointe Drive, Palm Beach Gardens, FL 33418, or contact Customer Service. Any such disputes shall be resolved by Shopping Rewards at its sole discretion. All interpretations of Program Terms and Conditions shall be at the sole discretion of Shopping Rewards . In the event that an error is made by Shopping Rewards , your sole remedy shall be the credit of the disputed Cashback reward to your Shopping Rewards account.

Miscellaneous

This Agreement shall be governed by and construed in accordance with the laws of the State of New York, without reference to conflicts of law rules. As a condition of the use of the Shopping Rewards website and service, you (the Member) agree to submit to the personal and exclusive jurisdiction of the New York State Supreme Court, County of Suffolk, New York and therefore agree to file and maintain any grievance or suit of any kind exclusively in the New York State Supreme Court, County of Suffolk, New York. If any provision of this Agreement is found invalid or unenforceable, that provision shall be enforced to the maximum extent possible, and the other provisions contained herein will remain in full force and effect. Shopping Rewards ’s failure to insist upon or enforce strict performance of any provision of the Agreement shall not be construed as a waiver of any provision or right. Nothing in this Agreement shall be construed as creating or constituting a partnership, joint venture or agency relationship between Shopping Rewards and the Affiliated Stores or between Shopping Rewards and any other of its Participants. Neither the Affiliated Stores nor any Participant shall have the ability to create any obligation on Shopping Rewards ’s behalf. This Agreement constitutes the entire agreement between you and Shopping Rewards with respect to the Program.

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